New home buyers

Independent Mortgage Advisers in Lincoln

Here to help you buy your dream home

Contact Us

Or speak with an expert on 01522 540777

Just some of the lenders we’ve recently used
Accord Mortgages
Bm Solutions
Kent Reliance
Leed Building Society
Newcastle Building Society
Platform Home Loans
The Mortgage Works
Vida Home Loans
Virgin Money

Whilst we'll continue to monitor the situation, it’s clear Coronavirus (Covid-19) will remain with us for some time yet. Following Government advice, initially in an effort to delay the spread of Coronavirus, we moved to non-face to face appointments wherever possible and will continue this approach for the time being, as we hopefully see cases of Coronavirus diminish.

What does this mean in practice? Fundamentally, it's 'business as usual' other than our physical face to face appointments are being replaced by a telephone conversations instead, which have worked well over the last few months. We took this step at the onset to help protect both our clients & staff and, through these measures, we’ve continued to arrange appropriate mortgages and / or protection for our clients and process all applications in our usual efficient manner. Going forward, we can still gather all information and answer any queries you have via the telephone, or electronic means, without any detriment to the service you receive. Indeed, you may even find this better as we can also arrange conference calls for couples at different locations too, and save you the journey to our office, as people return to work.

We hope you can appreciate our decision to do this and support us in agreeing to these 'remote' meetings. If you have the facility to scan and email documentation to us, or upload via our secure portal, then there is no need for you to actually visit the office at all. For those without the ability to scan or upload documents, we can minimise everyone's exposure by arranging for a short visit to the office purely to sign documents and / or copy paperwork, if / when necessary.

Please call us with your enquiry in the usual way, or complete your details and click submit via the Contact Us button.

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Expert Advice

Our experts have helped 1000’s of customers get on and move up the property ladder.


We’re able to search 1000’s of mortgages to find the best rates the market has to offer.
Customer Focused

Customer Focussed

We’ll guide you through every step of your mortgage – before, during and after completion.

If you’ve ever asked these questions
our experts can help you

  • How much can I borrow?Are the properties I’m looking at within my budget?
  • Is my credit good enough?Can I be certain banks will lend me the full amount?
  • Which mortgage type do I need?Interest only, fixed rate mortgages, variable rate?
  • How much deposit do I need?Will my savings cover the deposit?
Contact Us

Or speak with an expert on 01522 540777

The best customer service I have ever received. You can’t call it 5 star because the service exceeded it. Exceptional effort from everyone we dealt with.
Mr P - Welwyn
Rob was absolutely fantastic. So helpful and the service provided went above and beyond what we expected. This was our first house and we had no idea what to expect but at every stage Rob was there to advise and support us. The staff were always friendly and replied to emails promptly. I can't think of anything that could have improved the service. We will definitely be looking to you again in the future.
Miss S - Lincoln
Steven was very helpful from the start, I went in not knowing if I could borrow enough money to buy a home for me and two daughters and came out with such relief. The office were always at hand when I had any questions either by phone or email, I will definitely come back to them in two years time to renew my mortgage and have already recommended White Mortgages to friends. Thank you very much for all your help.
Mrs J - Welton
Lincoln Mortgage Advisors

Financing a new or existing home doesn’t have to be a complicated procedure – as long as you have the right professionals to guide you through the process.

Our unparalleled level of client-focused advice is professional and completely independent.

Using the latest technology, combined with our knowledge and experience, we’ll search through thousands of mortgages from the major financial lenders and institutions to ensure that you obtain the very best and most up to date mortgage advice and mortgage rates the market has to offer.

Whether you are looking for your first mortgage, a new rate on your existing mortgage, moving home or consolidating existing debt – we are here to help.

Our dedicated team act on your behalf and in your best interests at all times. We are committed to giving you the highest standard of service and customer care – before, during and after your mortgage completion.

Find out more about us

Ready to take a step towards your dream home?
Here’s how easy it is working with us:

Fact Find

1. Fact Find

Let’s meet and chat through the details of what you need.

2. Research

We’ll set about finding you the best lender deals on the market and get you an Agreement In Principle.

3. House Hunt

Now you know what you can afford, go and find your perfect home.

4. Make an Offer

We’ll negotiate on your behalf if you wish.

5. Complete the Paperwork

Allow us to put a mortgage application in on your behalf.